Sustaining Local Enterprise: Adaptive MSMEs in Flood-Prone Areas in the Third District of Albay, Philippines
Author: Sonnylen G. Requillas, Ana Marie R. Abante
Country: Philippines
Volume & Issue: Volume 1, Issue 1, April 2026 - June 2026
Page No.: 19-23
DOI.: https://doi.org/10.63941/eupij.2026.1.1.03
Publication Date: May 21, 2026
Abstract:
This paper develops and presents an Integrated Logical Framework for MSME Capability Context in Flood Risk Management in the 3rd District of Albay, synthesizing government support, recurring challenges, and best practices into a diagnostic and developmental model that strengthens enterprise resilience, continuity, and community safety within the Quinali “A” Watershed. The study employed a descriptive-assessment method using surveys, interviews, and document reviews, guided by structured rubrics to evaluate MSMEs’ flood risk management capabilities, practices, government support, and resilience gaps in the study area. The study found that MSMEs in Oas, Polangui, and Libon demonstrate moderate capability (2.5 to 3.4 rating) in flood risk management, with strengths in asset protection and adaptive operations but persistent weakness in financial preparedness and government support. Best practices were largely adopted (3.5 to 4.4) in Oas, while Polangui and Libon showed only partial adoption (2.5 to 3.4), reflecting uneven resilience capacities across municipalities. Overall, MSMEs “often” (3.4 to 4.4) encounter gaps in finance, market retention, and policy implementation, underscoring the need for target interventions, strong PPP engagement, and proactive government support to achieve sustainable resilience.
Keywords:
MSMEs, Flood Risk, Business Continuity, DRR, Safety, Economic Development
